Mortgage Affordability Calculator (Canada)

Mortgage Affordability Calculator

Gross annual income ($)

Monthly recurring debts (car payments, credit cards, student loans, etc.)

Monthly debts ($)

Down payment ($)

Amortization (years)

Mortgage rate (%)

Stress test / qualifying rate (%)

Estimated housing charges for the target property

Annual municipal taxes ($)

Monthly heating ($)

Monthly condo fees ($)

GDS ratio (%)

TDS ratio (%)